Terms & Conditions

Gold Purchase Scheme – Terms & Conditions

1. 1.
   Scheme Duration

   The duration of this scheme is 11 + 11 months.

2. 2.
   Payment Frequency

   Members can make payments daily, weekly, or monthly, according to their convenience.

3. 3.
   Payment Limit

   After completion of 15 months, members cannot pay more than ₹20,000 per month.

4. 4.
   Use of Scheme Amount

   The amount paid under this scheme can be used only for the purchase of jewellery.

5. 5.
   No Refund

   The amount paid under this scheme is non-refundable under any circumstances.

6. 6.
   Taxes

   Applicable taxes/GST on the jewellery purchased under the scheme shall be payable by the customer.

7. 7.
   Google Pay Payments

   Payments can also be made through Google Pay. If payment is made through Google Pay, the member must send a photo of the passbook and a screenshot of the payment receipt through WhatsApp.

8. 8.
   Checking Payment Details

   Members can visit AMNA Gold & Diamonds Jewellers at any time to verify their payment and account details.

   Members can also check their account online through: https://www.amnagoldanddiamonds.com/customer-login

9. 9.
   Making Charge Discount

   If jewellery is purchased after completion of 11 + 11 months using the amount accumulated in the scheme account, the member will receive a 75% discount on making charges, subject to the applicable scheme terms and conditions.

Last updated: 22 October 2026